Ace the West Virginia Adjusters Exam 2026 – Claim Your Success This Year!

Question: 1 / 400

If an employee receiving permanent total disability benefits dies from an unrelated cause, what benefit goes to the children?

20% of the remaining PTD benefits

50% of the remaining PTD benefits

An award equal to 104 times the weekly PTD benefits, split between the children

In the case where an employee receiving permanent total disability benefits passes away from an unrelated cause, the correct benefit that goes to the children is calculated as a percentage of the remaining permanent total disability benefits. The fundamental principle is that the children are entitled to a portion of the benefits that the deceased employee would have continued to receive had they not passed away.

The provision of 20% of the remaining permanent total disability benefits provides financial support to the children, ensuring they receive continued assistance derived from the worker's injuries, even in light of their unrelated death. This structured percentage reflects a balance between providing support to the dependents while recognizing that the benefits were granted for an injury rather than intended purely for familial support.

In this context, the other options do not align with the standard provisions regarding the benefits for dependents after the death of a worker receiving permanent total disability. For instance, the assertion of a higher percentage or a specific multiplied amount does not adhere to common practice regarding the distribution of benefits in cases of unrelated death. Thus, the provision of 20% is directly reflective of the laws governing these benefits and the intended support for the surviving children.

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No benefits, as the death was unrelated

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