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How long before canceling an insurance policy for non-payment must Dependable Insurance Services notify the policyholder in writing?

  1. 10 days

  2. 15 days

  3. 20 days

  4. 30 days

The correct answer is: 10 days

The correct timeframe for notifying a policyholder about the cancellation of an insurance policy for non-payment in West Virginia is 10 days. This requirement ensures that policyholders receive timely notice, giving them a chance to address any outstanding payments before their policy is canceled. By providing a 10-day written notice, insurers balance the need to manage their risks associated with non-payment while also allowing policyholders a reasonable period to rectify any issues that could affect their insurance coverage. This helps maintain fairness and transparency in the insurance process.