West Virginia Adjusters Practice Exam

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What term is described as "an act to deceive or trick another party in order to gain an advantage or a benefit?"

  1. Agent

  2. Fraud

  3. Hazard

  4. Underwriting

The correct answer is: Agent

"Fraud" is not the correct answer because it refers to the act itself, rather than the term or concept it describes. "Hazard" is not the correct answer because it does not involve an intention to deceive or trick. "Underwriting" is not the correct answer because it is a specific term related to insurance and does not necessarily involve deception or trickery. "Agent" is the correct answer because it refers to a person who acts on behalf of another and has the potential to use deceitful methods in order to gain an advantage or benefit for their own or their client's interest.

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